Rich Bitch: A Simple 12-Step Plan for Getting Your Financial Life Together...Finally by Nicole Lapin

It feels good to pay your bills and care for other things without obstruction. Yet, it is close to impossible for the majority to talk about money, even mention it in their casual conversations. How unusual?

You may have heard, or you have been asked these questions; "What are you doing with your career?", "Where do you see yourself in 10 years?” Have you thought of saving for your retirement? If so, is the method you are using right? Or do you need more tips to improve on that? These and other personal questions are featured in this instructional narrative.

Rich Bitch by Nicole Lapin is a financial management self-help book that can also be referred to as the money management Bible. The reader can choose to refer to this book for tips that will help her take control of her finances. The author encourages the reader not to give in to pressure on matters concerning financial management. With determination and self-discipline, financial decisions can be made by an individual. Being able to identify what you want to be for the rest of your life should be your goal. Once you figure it out, write down how you will achieve that goal and in what time frame. Nicole also advocates for good financial habits to follow and bad financial habits to shun. I especially love how she listed seven types of bitches who are always broke. It made me think a lot about my financial decisions and how I can improve to avoid falling in the line of broken bitches.

The book has 12 easy steps. One can read each step in random order. Outstandingly, the author has incorporated confessions sections and tips that will help the reader to bitch-up in each step. The writing style is instructional, which sounds informal. It is somewhat casual, friendly, and honest. It's one way the author uses to reach the heart of her readers. The author has highlighted various financial mistakes most people make. And she encourages her audience to avoid repeating them. It's better to learn from somebody else's mistake than learn the lesson the hard way. This is probably the message from the author to her target audience.

When talking about Rich Bitch, the author is referring to a lifestyle where one chooses to live the life she wants to live for the rest of her life, and nobody can dictate her lifestyle. It's like being the C.E.O of your lifestyle. In the confession sections, Nicole provides personal experiences of her past life from the time when she was on campus. She mentions various poor financial decisions she made that led her to be broke and even end up in awkward situations. She also points out some of her role models who helped her grow in various aspects of her life, including making better financial decisions.

I enjoyed reading the book and learned a lot from the book. I’m sure you can find something to pick from the book and apply in your life.

If you are looking for a self-help book that does not discuss money matters, then skip this book. If you are determined to improve your financial decisions and set long-term future goals, this is the book for you.